✨This page is an AI summary of official information. Please check the official page before proceeding.
🏥 Health & Insurance Open
Medical Insurance for the Elderly (75+)
Insurance premiums vary based on income
💡 The Bottom Line
You automatically join at 75. Your insurance card is mailed to you—no action required.
🗓 5W1H Overview
👤 Who
Seniors 75+ and those 65-74 with a certified disability
📋 What
Enrollment in Late-stage Elderly Medical Insurance
⏰ When
Automatic enrollment right before turning 75 (no procedure needed).
📍 Where
City Hall 1F Insurance & Pension Div
❗ Why
To provide independent and fair medical coverage for the elderly.
📝 How
Wait for the card to arrive by mail. If moving in, notify at the counter.
⏱ No procedure required (card is mailed to home)
📖 Easy Explanation
At age 75, you automatically switch to this special medical insurance. Your insurance card will be mailed before your birthday—no application needed.
✅ Checklist
- RequiredMailed automatically before turning 75.
- RequiredIf doing window procedures.
- OptionalNeeds to be returned to the old insurer.
📜 Show Original Text
後期高齢者医療保険について
👥 Who Qualifies
- People aged 75 and over
❓ FAQ
When does this insurance begin?
Automatically from your 75th birthday. You switch over automatically from your previous National or Company health insurance.
How much is the premium?
Calculated based on previous year's income. It's often deducted from pensions directly, or paid via slips.
What is the out-of-pocket ratio at hospitals?
Generally 10%. However, those with higher incomes may pay 20% or 30%. Simply show the card at the counter.
Do former dependents have to pay premiums?
Yes, everyone 75+ enrolls individually and pays their own premium. Low-income individuals receive reductions.
📎 Related Procedures
※AI summary. Please verify with the official page.
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