✨This page is an AI summary of official information. Please check the official page before proceeding.
👶 Parenting & Education Open
Childbirth and Childcare Lump-Sum Grant
As a general rule, ¥500,000 per child
💡 The Bottom Line
As a general rule, ¥500,000 is provided to help cover childbirth expenses. Using the Direct Payment System reduces the amount you have to pay upon discharge.
🗓 5W1H Overview
👤 Who
Pregnant women enrolled in National Health Insurance or workplace health insurance (insured persons or dependents)
📋 What
Childbirth and Childcare Lump-Sum Grant (¥500,000 per child [for institutions in the Obstetric Compensation System])
⏰ When
Apply within 2 years after childbirth (for the Direct Payment System, sign an agreement with the medical institution before childbirth)
📍 Where
For National Health Insurance, the Health Insurance and Pension Division on the 1st floor of the City Hall. For workplace insurance, the respective health insurance association
❗ Why
To reduce the financial burden of childbirth expenses
📝 How
The Direct Payment System (medical institution claims on your behalf) is common. If there is a difference, apply after discharge
⏱ When using the Direct Payment System: completed at the medical institution / For self-application: about 15 minutes at the counter
📖 Easy Explanation
What is the Childbirth and Childcare Lump-Sum Grant?
This is money provided to help cover childbirth expenses when a person enrolled in health insurance gives birth. For those enrolled in the National Health Insurance, it is provided by Ota City.
Direct Payment System
Many hospitals have introduced a system where this grant is paid directly to the hospital (Direct Payment System). This means that the childbirth expenses you pay at the counter upon discharge will only be the amount remaining after the grant has been deducted.
Amount Provided
As a general rule, ¥500,000 is provided per child.
✅ Checklist
- RequiredObtain from your health insurance provider (National Health Insurance or workplace insurance)
- RequiredFor National Health Insurance enrollees, the insurance card issued by Ota City
- RequiredIssued by a medical institution. May not be required if using the Direct Payment System
- RequiredAccount in the name of the applicant (insured person)
- RequiredDriver's license, My Number Card, etc.
👥 Who Qualifies
- Those expecting to give birth, those who have given birth
❓ FAQ
How much is the Childbirth and Childcare Lump-Sum Grant?
From April 2023, it has been increased to a general rule of ¥500,000 (¥488,000 for childbirths not covered by the Obstetric Compensation System). Since it is paid by health insurance, you are eligible whether you are in National Health Insurance or workplace health insurance.
What is the Direct Payment System?
It is a system where the hospital claims the amount directly from the health insurance, so you only have to pay the difference. It is available at many hospitals, but at non-participating hospitals, you must temporarily pay the full amount yourself and then apply for a refund.
Is there a deadline for the application?
Application must be made within 2 years from childbirth. If you do not use the Direct Payment System, apply to your health insurance after giving birth.
What happens in the case of a multiple birth, such as twins?
The grant is provided for the number of children born. For twins, you will receive the amount for two children (¥1,000,000).
📎 Related Procedures
※AI summary. Please verify with the official page.
View Official Page ↗